In episode 60 of Everything is Up, Tammera Hollerich interviews Rick Melero, CEO of HIS Capital Group, to discuss his journey from adversity to success in the real estate investment industry. Rick also shares insights on time management, personal growth, and the current state of the housing market.
Tune in to learn how to leverage opportunities and navigate economic challenges in the market.
TIMESTAMPS
[00:02:27] Diversifying business ventures.
[00:05:13] Weekly rhythm for success.
[00:08:40] Time management and productivity.
[00:11:55] Overcoming adversity and gratitude.
[00:14:23] Personal growth and mindset shift.
[00:19:43] Chasing personal growth and balance.
[00:20:35] Transformative life goals.
[00:24:45] Developing team through book series.
[00:27:40] Real estate investment trends.
[00:30:52] Becoming an investor or bank.
QUOTES
SOCIAL MEDIA LINKS
Tammera Hollerich
Facebook: https://www.facebook.com/TammeraHollerich
LinkedIn: https://www.linkedin.com/in/tammerahollerich/
Instagram: https://www.instagram.com/thollerich/
Rick Melero
Facebook: https://www.facebook.com/rickmelero/
LinkedIn: https://www.linkedin.com/in/rickmelero/
Instagram: https://www.instagram.com/rickmelero/
WEBSITES
Everything Is Up: https://everything-is-up.simplecast.com/
Tammera Hollerich: https://tammerahollerich.com/
Rick Melero: https://www.rickmelero.com/
HIS Capital Group: https://hiscapitalgroup.com/
Welcome to everything is up a podcast about the real life stories of people who have created extraordinary levels of success. These are conversations with people who are constantly striving to take things to the next level. And now here's your host,
Welcome to Everything is Up with Tamara. And joining me today, I'm very excited to have this gentleman on the show today, is Rick Malero. I can make sure I say that right, Rick. Welcome, and thank you so much for joining me today.
Tammera Hollerich
It is a pleasure to be here. Thank you for having me.
Rick Melero
Well, this is exciting. So, Rick, the name of your company is HIS Capital Investments, is that correct?
Tammera Hollerich
Yeah, we have multiple arms, but yes, HIS is capital. It's kind of the main brand name. And then, of course, from there, we have various arms of the company.
Rick Melero
Nice. OK, so give me a day in the life of Rick. As you're working with the company, because I know you do real estate investment, which I really want to talk about, because I think right now, with the economy the way it is here in the US, the housing market, the cost and the inflation rate and the interest rate in houses, I think this will be an interesting conversation. But give me the day in the life of Rick real quick.
Yeah, well, it's definitely been a busy one. But luckily with technology and an amazing team, it's a productive time. So a day in the life for me is, you know, you have to remember we were running multiple businesses simultaneously. And so that means that I have to deal with working with a team, right, working specifically with opportunities that are coming in from different partnerships that we've established so that we can analyze deals. A little context, of course, we have both what we call an equity company, which is an investment company that actually buys and either renovates or builds assets, right, which is in the real estate space. But we also have another one, which is a private lender. So we actually lend money to other active investors. And so part of that whole business day to day is managing the combination of the two to make sure that we're being good stewards with the projects that we're specifically investing in. But then also that we're empowering our clients who are looking for funding so that we can meet deadlines and make sure that we're able to fund those millions of dollars that we get requested on a regular basis.
So multiple companies, multiple things coming at you. You are a man after my own heart, because that is my mantra is don't put all your eggs in one basket. You know, diversify, diversify, diversify. That does have its challenges on a day-to-day basis, as you know, right? Because you've got what seems like sometimes, you know, 20 cannons firing at you at one time. And, you know, The human brain, I don't care what anybody says, but the human brain cannot do two things at one time. I'm a great multitasker. When somebody says that to me, I'm like, OK, well, you're not going to be a good fit in our office because we don't have multitaskers. One, you can't do it anyway. But that switching back and forth very, very quickly, women My analogy, just take it for what it is here, right? Women are a plate of spaghetti, right? We are used to having 15 million things flying at us at one time, but men are more like waffles, right? Very compartmentalized. So it's very intriguing to me that you being of the opposite gender and knowing that men are much more compartmentalized than women, how do you do that? Because I want to teach my husband. Whatever you're doing, I want to teach my husband.
Yeah, well, you know, it's funny you say that, because, you know, obviously, if anyone could multitask, I would say that would be a woman because that's part of your superpowers, right? As well as being able to be sick and take care of the kids at the same time, where if we get sick, oh, my goodness, the world's coming to an end. So I will attest I am that. I am that husband sometimes. Now, when it comes to business, what I've learned is it really comes down to really being an efficient time manager. And so instead of multitasking, I'm really good at time blocking. And that's an essential piece to run the business. But when I time block, and especially the more we grow and the more opportunities that come our way and the more things that are happening is that I have to not only time block, but I have to also create what I call a weekly rhythm. And what that weekly rhythm does is that it keeps me in a lane so that I can be as productive as I possibly can. And in that weekly rhythm, I'm able to bring in some of my leadership. These are people that I trust, people that I'm investing in on a regular basis, that I'm empowering to then focus specifically on either a department or on a project or on a partnership. And that's the way that we're able to be effective because we're focused, right? But at the same time, we're creating the framework within our weekly roles to make sure that we're able to move forward. And if you want, I'm happy to give you just like some simplicity aspects of that weekly rhythm.
Yeah, please do, because I think that will bring some serious value.
Absolutely. So I'll kind of give you an example. So what I what I decided to do in my business, and again, this is a lot of people think, man, this is so complicated, but I've been doing this for 20 years. So for 20 years, every year, I constantly try to improve. At least what I see, at least 1% a day makes me a lot more productive at the end of the year. So that's kind of what I try to do is kind of tweak. So over the last 20 years, what I've realized is that I can have all these goals, I can have all these businesses, but if I'm too busy to be productive, then I can never accomplish any of my mission, right? And so the way that I've done it is I begin by setting up my week for success. And so while we don't have a lot of time today to go into all the nuances, just to simplify. So on Monday, That is my strategy session, right? So on day one, I am planning the week for success. And so I have a time slot in the morning. And it's literally what I call the day of Monday is building momentum. So that entire day has a theme, which is building momentum, which means that is the day that I'm going to empower my team. That is the day that I'm going to plan the week for success. And I'm going to delegate some of the key roles and responsibilities are essential. Okay, now, you know, day two, Tuesday, there's a theme for that as well, which is get things done, they're important. But the real essential piece for my weekly rhythm is on Wednesday, which happens to be today. Wednesday is what I call inspect what you have. So generally, if I've already set on Monday, my goals and objectives, and I've already started scheduling things that were important, that means that by Wednesday, I should be able to take 20 minutes and take a look at this was my list of objectives for the week. Have they been completed? Or are they officially scheduled and confirmed? And by the way, because that theme is inspect what you expect, that's typically the day that I have meetings with all of my leaders and partners. Because that day is just focused on making sure, is my team doing what they're supposed to do? Do they need me for anything? And am I holding them accountable for success? And so what's amazing about that, and that is an essential piece, is that pulse check, right? Inspect what you expect. But what I've learned is that Thursdays you get things done because you'll be amazed how Monday things happen, things delay us. And that weekly checkup then says, Rick, you have Thursday to get these things done. So in many cases, some of the biggest projects that were delayed get done on Thursday. And the reason why is because my last framework is on Friday, which is accountability. And so Monday, I schedule what's important and I strategize. Wednesday, I check with my team and myself to make sure that we're on pace for getting that weekly objective. And then Friday, I have an accountability partner of 15 years. And he asked me all the tough questions. He's able to look at my calendar and say, Rick, why are there yellows? And what I mean by that is I literally color code my days. So it'll have specific colors based on whether I'm in the office or out of the office. But at the end of the day, I have to turn it red if I completed it or yellow if I didn't finish it. So that by Friday, in just a second, my accountability partner can say, Rick, I see five yellows. Have you rescheduled those for next week? And then I'm able to give an account for, hey, this is a goal I set to do. This is what I accomplished. This is what I didn't. And that allows me to then do one really important And that is at the end of the week after I've been accountable, I'm able to then schedule the things that I didn't get done for the next week so that I can be proactive. And what I'm able to do at the end of that day is literally shut down so I can really have my Sabbath and have my time with my family, which is Saturday and Sunday. And so that has changed everything for me, just being able to stay in that rhythm, which keeps me productive and well rested.
That's huge. That whole time management schedule that you just laid out, and I hope everybody that is listening literally was just taking notes because that is genius. in how things get done. And if you guys were listening, you noticed he said Monday, Wednesday, Friday, because on Tuesdays and Thursdays, those are like nose to the grindstone days, right? So there's no letting it lack, right? And then on Friday, what didn't get done literally gets reprocessed, I'm guessing, for next week.
That is correct.
So that it doesn't fall off the grid. I think so many times I've heard, you know, well, it didn't get done because of whatever excuse, love everybody to death, but we all make excuses, right? So the excuses start to creep in and then there's no accountability. I was, I just was at a lunch meeting today and we were literally talking about not enough people invest in their own professional growth, right? They just don't make that investment. And so, you know, you've had the same accountability coach for 15 years. I've had one for 10. So it's not like when you start talking to these successful people and people that own multiple businesses, they're not doing it alone, right? There is a very cohesive team that is around them that make, I call it, get shit done. They just get shit done, right? So, but I mean, that is genius, the way you have that laid out, because it is simple. I mean, you can make it as complicated as you want, but you laid that out very simply in less than five minutes. I hope everybody listening was writing that down. I love, love, love your spirit and your energy. I mean, in some of the reading, because you know, we have to research you guys. And so when we have you on the podcast, um, You had a very, so you were, are you originally from Puerto Rico? Born and raised?
Yes, I was born in Puerto Rico, yeah.
Born and raised in Puerto Rico. I came here in 92. Okay, so born and raised in Puerto Rico, and then I heard or read or saw that you dropped out of high school. You left your home, or maybe your mom kicked you out. I don't know what the story is there, but I'm sure you'll tell us. But here you are, um, beating the odds of adversity, right? And crushing it. So those humble beginnings, let's talk about them because they do have a tendency to shape your future. Your past does not define your future, which I want everybody here today to listen to what I'm saying. Your past doesn't define your future. Rick is literally walking proof of that because I just gave you his past in a nutshell, right? But how did that how did that adversity really like sit with you to push you forward to get you to this point?
Yeah, I mean, I'm extremely grateful. In fact, I'm indebted to some of the challenges that I've had to face over the years because they've actually refined me, sharpened me, strengthened me. And not only that, you know, when God blesses you, he doesn't bless you just for you. He blesses you because he has somebody else in mind as well. And so I've learned that over the years, those struggles then became a blessing for somebody else to be able to avoid those same hurts. But for me, yeah, you're right. I mean, obviously, I was young. I thought I knew everything. That's the biggest limitation to any success is you thinking that you know it all. And unfortunately, I did have an issue with my mother. She was getting married with a gentleman that I didn't agree with. And that created some major friction. Long story short, I was kicked out of my house at 17. and I had to go and survive. Now, thankfully, my mom lives now like three miles away from me. We've redeemed that relationship. That has a way of doing that. But for those years, I literally had to ride a bicycle because I didn't have a car. So two jobs just so that I can pay for this little apartment that I have. I will say that it was that struggle that made me say that I need to do something greater than what I'm doing now. Um, but it gave me grit because a lot of people want to be successful, but not a lot of people are willing to do what it takes to pay the price. And so that's something that I really learned on my own is that I needed to survive. And that means I needed to produce, or I didn't have a job. And so I learned very quickly, I've got to do my job. I've got to be efficient because not only when I'm done, I have to ride a bicycle another five miles away to get the other job. And so that really made me become more conscientious about my time management. it made me more responsible and it made me grateful when new opportunities came that I was able to step in and do because I didn't have to do as much work and I knew where that came from. And so I would say that that's part of what started molding me up into kind of my purpose and my direction. You know, from those struggles, I believe, and that's one of the things I've tried not to ever forget, is that it was in those struggles. I was down in the bottom, right? And a lot of people, when they start making money, they forget where they came from and they become entitled and almost look down on people. For me, that just created more humility. It made me realize like, look, this is where I've been. If I'm not productive and if I don't do my part, that's where I can be again. And if I meet somebody else that's at that level, that's my responsibility to level them up instead of judge them, which was a big deal for me. So yeah, it's been 20 years of growth and developing. Now, fast forward, And I will tell you that there was one little thing that, you know, there's several things, obviously, but one specific thing that really shifted my mind, my mindset when I was at that level. And in fact, I'm teaching it to my children now. If you ask them today, they will recite it by memory. But it really comes down to a formula that I realized there's a scripture that says that the power of life and the power of death is in your tongue. and you will eat of the fruit that you sell. Right. And so one of the things that I did is even though I had nothing in my little tiny apartment, I created like a little board of where I wanted to be some pictures or a visual. And I started writing something that now became what I call I am. I can and I will. And I started putting my affirmations and those affirmations were tied to who I am, building up my identity. You know, I can, meaning I can actually do this and I'm confident that I can do it. And ultimately, this is what I will have as a result of what I do because of who I am. And so it was a powerful process. Till this day, I still do it before I go to the gym every morning. I still declare it. My kids, if you say, hey, do your I ams, they'll blow your mind with what they do because we've been building that in them. And you can see how that begins to shift the way you think, which ultimately impacts the way you feel, which ultimately motivates the actions that you take so that you can get the results that you want. And so for me, that was just one little nugget that really helped me.
That's incredible. And the fact that you're teaching it to your children is just so amazing. I mean, there are so many, as you're sitting here talking about how you're, how you're managing this with your kids, I'm thinking about all of the fatherless kids that are out there in our society right now. And these single moms that are trying to raise them by themselves, right? A very hard challenge, and hopefully anybody listening hears you say this and starts a board in their house. Because that's so incredible that you've taken the time to do that. Our society just doesn't lean towards that right at the moment, which I'm really praying that one day that changes and we shift a different direction. But I think it's going to take a lot of praying for all of that to happen. you're an avid gym goer, like you go to the gym every day. I saw that you love MMA, right? So you love the, have you ever done any MMA fighting yourself?
Yeah, you know, I, there's a whole backstory. So, you know, for me, I just respect the martial arts because of the amount of discipline that it takes and the amount of effort. A lot of people don't realize, you know, just how hard that is. And so for me, again, I've always tried to discipline myself to the best of my ability. So for me, I respected that. MMA and boxing and things like that, that really forced you to stay focused and be consistent and be repetitive, which is another big piece that has helped me in my life is really repeating things, not necessarily shifting gears every day.
One of the things that you say fairly frequently is living the life with purpose and intention.
Yes, absolutely.
I can see how those two can tie together with the discipline and the purpose and intention and, you know, staying focused. I mean, it's so easy to be distracted in our society with all of the social media influence and things that are pummeling at you. It is very difficult to stay focused and keep that purpose and intention on the front end. So that's pretty cool. So this whole MMA thing, so How did you even get into it?
Yeah, so I mean, to be honest with you, I've always, you know, for as long as I remember, I've always been in the gym. But you know, you sometimes hit a plateau, right? You're kind of like, this is the same old, same old. So what I tell people that are in a plateau is okay, well, then force yourself to do something that you've never done that you wanted to do. And now you have a reason for doing that. And you'll be incredibly amazed at how all of a sudden that just elevates your game. So what I thought is, look, I'm 39, I'm going to be turning 40 in a few months. So why don't I connect with a professional fighter, and do an actual fighting camp and train because we're developing a project in Tulum. So at the time, I was like, you know, I got to go September, I'm going to celebrate my birthday in Tulum and one of our projects. So what if I can compete there? Oh, how fun. So we created a fighting camp where I got beat up by professional fighters. Really good. I learned what it meant to get beat up. And let me tell you, it hurts. But, you know, it was awesome through that journey. It wasn't that, you know, yes, we got into the room and yes, we fought and thank God I won other than my toes doing it. But the cool thing that was that was incredible was the journey. It was the bonding with my peers. It was all the sparring sessions where I was gassed out, and they said, you've got one more minute. Let's go. You can do it. And then coming back and saying, my goodness, I am in better shape turning into 40 than I was when I was in my 20s. And so it was really that journey that really I enjoyed more so than even at the end being able to compete and win. It was just something incredible about that. So to this day, I still throw myself in different challenges just to, once again, kick myself into another gear, because I know there's more. And so I'm always trying to get better.
OK, so what's on the horizon?
Yeah, so it's funny you say that, you know, I live off of what I call a life plan. And it's really for me, the defining success a lot of people think is based on money. Look, I've done it. I made money and it's not it. So for me, it's more of, you know, thriving in balance with purpose. That's what I've realized allows me to grow. And so funny enough, you asked me that because today was inspect what you expect. And so one of the things that I've been working on is for the next quarter, part of my life plan is number one, improving on some of my goals with my family. So now my wife and my kids, they are my goal this quarter. And going back into the physical fitness, I am debating right now. I've got a couple of potential programs. There's another fight camp that's going on that I might potentially join. There's also another jujitsu. training camp that I'm debating. So either way, I'm going to pick one of those to come in. But I typically every quarter don't do more than two areas of my life that I focus on because I find that again, I'm not being productive. I don't get anything done. But it's incredible what happens when your life goal for that quarter becomes obsession with your family. For me, it's just been transformative. My relationship with my wife has constantly improved. The fact that she puts up with me is amazing. So so having at least a quarterly, this just has come all the way from the past. Every quarter, we have our own what we call marital checkup. And so from some of that feedback, she said, you know, you're busy, you're intentional, you're always here. But I would like to see a little bit more romance. We've been married now for some time, you know, treat me like we're dating. And so part of that 90 day plan is to intentionally become more romantic in my dating with my wife. But that's just to kind of give an example. So right now, those are the two areas.
Well, that's vulnerability, if I ever heard it, because I don't know that I would hear another male, maybe, maybe, maybe one that I don't know. But that is a pretty powerful statement. And it speaks a lot to your character, too, because a lot of men, when they get Yeah, they get powerful. And I don't mean powerful in the sense of, you know, we're running a country, but, you know, they do have, you are the center of your own universe anyway, right? So, but when that center of that universe tend, it just, sometimes I think for men, it's very easy to get the ego in the way. And it looks like it, from what you were just saying, your ego just went to the floor and you're like, okay, my wife just became my priority. I'm going to introduce you to Ivan. Nothing against my sweet husband, but I'm going to introduce you. No, just kidding. But no, that is... It's refreshing to hear. Out of a CEO who has the ability to step back and really take a look at their life and go, what's important? And not just a CEO, but I mean, it could even be your customer service reps, right? If they could just if we as humans could just take a step back. I was driving to a lunch meeting today and this guy kept cutting everybody off. We were sitting in traffic. Traffic in Dallas is awful, like don't come here. It's horrid, right? Don't come here because we need no more drivers on the road. But This guy, I mean, four lanes of traffic, all almost standstill doing five miles an hour, and he's weaving in and out of four lanes trying to get ahead. And I just put my brakes on, took a deep breath, and although I wanted to flip him off, I didn't, just saying. But I literally just took my deep breath and said, just go. You know what I mean? Because we are getting, we are just, as a society, I think we are, angrier and we are less tolerant and I'm seeing it all over. So talk to me a little bit about your team. Now is it HIS or do you guys actually say HIS?
We've actually just started calling it HIS. It was initially, so to kind of give an example, the backdrop is I started a business prior to and it was about Rick and it was failing very quickly. Um, until I surrendered it to God. And so when I saw that with the work that God was doing in my life, I decided, you know, I'm such a stubborn man that every time I walk in my office, I need to remember that it's not mine. It's his. And so that's where it stuck. And so when we were doing residential, we decided to call it home investing solutions. So it was still tied to investing. But ultimately, for me, it was that big picture. Now, fast forward lending, we're doing commercial. And so obviously, home investing solutions didn't fit. But we said there's only one thing we're going to always keep. And that is that everything we do is for his full rate. So that that's kind of the name. And it's stuck. But as far as the team, you know, one of the biggest things that I would say about my team is we're constantly pursuing developing our team. Every week we're investing, like right now we're going through a series as a company where we paid people cash to read the book, The Seven Habits of Highly Effective People.
Nice.
We put out a cash prize for everyone. And now every week until we finish the series, every Monday, instead of just doing an accountability, hey, what are our numbers? We begin with this series where we actually are unpacking these pieces because what I've learned over the years is I used to feel self-conscious to say okay what if I invest too much in this person and this kind of becomes my competition or what if I do this and then they leave me I'm wasting my time and effort and energy but what I've realized is it's part of my legacy even if they leave is not what I leave behind it's what I leave in people right and so by shifting that mindset So now we're constantly developing our staff and we're telling them, hey, this is not just so you're a better employee. I want to hear about your marriage situation getting better. I want to hear about your kids calling you their hero. I want to hear about your friends and your own personal finances getting in place. And so I think when you start shifting from a self-centeredness into serving and empowering your team, It doesn't mean you can't challenge them for excellence because I believe it should always be a standard of excellence. But at the end of the day, you're really calling everyone and you're repeating that over and over again until it goes from here to their heart. And once you see that taken over, it's incredible to see what you can accomplish because these people are bought in because you're helping them become a better version of themselves.
That's what we're doing. If that's not the Holy Spirit working through you to them, I don't know what is. And I cannot think of really a better place for us to wrap up today because that was about as powerful as it gets when we talk about the team. Parting thoughts here today. The market, let's talk about, right before we leave here, we have interest rates on buying houses at 7%, right? I know you went through the 2008 financial crisis, which I'm sure had to be probably one of your biggest challenges, if ever, right? Because it was just hard for everyone. But do you not feel that we're somewhere in the brink of that again?
You know, you're you have a really good point. I mean, there's there's you can even almost feel it in the environment, in the atmosphere. There's just this level of uncertainty. Unfortunately, there's there's issues with our leadership and there's a lot of things going on, not just in the US, but abroad, like globally. It's just chaos. You know, if I were to look at this from an investor's perspective, because that's kind of what the way my brain operates anyway. You know, I always ask myself, look, I may be pretty smart and I've got 20 plus years of knowing how to do this, but Surely, I'm not the smartest guy in the room. What I always like to do is to start following, where's the smart money going? What is the smart money doing? When I take a look at inflation, when I take a look at all of these elements that are happening, what I start asking myself is, okay, well, I have an idea of what I want to do, but what is smart money actually doing? What I found interesting over the last couple of years, smart money being billion dollar plus investment groups that are buying up assets everywhere, they have literally selected the residential market aggressively. Some of these hedge funds literally now own over 60,000 plus rental properties for the purpose of holding. I know, of course, because we do enough volume, we built some good relationships with some of those peers that are at a pretty big level. And I just started inquiring. I said, yeah, I'm just a little student trying to learn. Tell me, what are you guys preparing for? And they said, well, when you're in inflation and when you're dealing with an issue with affordability, you have to start thinking long-term. And so what a lot of these hedge funds are realizing is that they're expecting that if the market continues the way it is, they need to be in asset classes that can have the ability to produce cash flow, that are recession resistant, even though obviously if you're dealing with a debt crisis, that's an issue, but that they have depreciation and also that they also have appreciation of growth over time. And so a lot of these hedge funds are going, listen, If at the end of the day, we end up getting a 65% of Americans become tenants, then we will be their landlords. And we know that inflation brings prices up, so the cost of housing will go up. And so that's a variable that I never really thought about until I started seeing it in action. I'll give you a for instance, when the market crashed in 2008, I don't really think there were that many investors. There were a lot of speculators who got 100% financing just because they can fog a mirror. Today, when you talk to groups that have bought, you know, 30,000 homes, 60,000 homes, and you're like, hey, so when do you expect to sell? They're like, never. And then you realize, wow, all that inventory is gone, right? So I think the fundamentals of real estate are shifting because of who is investing in real estate right now. And for example, Zillow was in the news, right? They bought hundreds of millions of dollars of real estate. I saw that. Their strategy didn't work. Their AI kind of put them in the wrong position. But what's interesting is, They already sold those losses. Did it impact real estate?
No.
And the reason why it did impact real estate is because a significant amount of those properties were not sold to individuals. They were sold to another entity. And so those trades didn't impact the value of the market. So I'm pretty optimistic that over time, if you're looking at the long-term play, Real estate will maintain its value because remember, the issue that we're having right now is more of an economic issue, not necessarily a debt issue. We don't really have the same type of debt in the real estate sector that there was in 2008. From my perspective, if you're thinking long-term, the long game, it would be smart to be able to leverage real estate for the long haul and build some good wealth.
Yeah, that'd be awesome. Well, that is like very powerful. And I wanted to bring that up before we closed out for the session. Although I think our previous Holy Spirit probably was a better place to end, but I do think that this was valuable information. Okay, everybody, this is Rick Malero with His Capital Investments. Rick, what's a good way for everyone to reach out to you?
Yeah, so we've been putting some pretty interesting training for people that want to learn how they can become an investor or even potentially become the bank. We have a really good strategy for that. You can go to HisCapitalGroup.com or you can also go to the MicrobankingMethod.com, which is where we specifically talk about how everyday investors can leverage our capital to become the bank.
Nice. OK, well, that's pretty great. Are you on LinkedIn?
Yes, we're on LinkedIn. You can follow me there, Rick Malero or his Capital Group. Pretty much all the social, just look us up. We're there and we're happy to provide as much value as possible.
Well, and we've all got to follow you on this MMA thing because that's going to be fun. Well, Rick, thank you so much for joining me today and spreading so much of your wisdom with us and sharing. It's very much appreciated. You have no idea. It's been a lot of fun, so I am grateful that you were able to join us. All right, everybody, this is Tamara and Rick Malera with Everything is Up, and I want you guys to all have a great day. Make sure you follow, share, and like. Make sure you share this episode with your friends. I think it's powerful.
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